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ATO 2025 Changes to Interest on Business Debts

ATO Changes to Business Tax Debts: Interest on Business Tax Debts No Longer Deductible from 1 July 2025 The Australian Taxation Office (ATO) has…

ATO Changes to Business Tax Debts: Interest on Business Tax Debts No Longer Deductible from 1 July 2025

The Australian Taxation Office (ATO) has announced a key change for business tax debts. From 1 July 2025, interest charged on ATO debts will no longer be tax-deductible for income years starting on or after this date. This applies even if the debt was originally incurred in a previous financial year.

However, there is some good news — interest charges on ATO debts incurred before 1 July 2025 will still be tax-deductible, offering a small window for businesses and individuals to act before the rules change.

What You Should Do Now

The ATO is encouraging tax agents and business owners to take proactive steps. If you or your business have overdue tax debts, it’s worth considering:

  • ·Paying down existing ATO balances before the end of this financial year
  • ·Discussing payment plans or settlement options with your adviser
  • ·Reducing exposure to General Interest Charges (GIC) which will continue to accrue even though they won’t be deductible under the new rules

Need Help?

If you have an outstanding tax debt or need to better understand how these changes may affect your financial strategy, Cashflow Financialis here to help. We’ll work with you to manage your obligations and explore the best options to minimise interest costs and stay compliant.

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General information only. This article is general in nature and does not take your personal circumstances into account. It is not tax, financial or legal advice. Talk to us before you act on anything here.
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Cashflow Financial
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