Home About Team Services Cashflow Wealth Loans & Finance Locations Calculators Blog FAQ Contact Tax Health Check Become a Client
Free calculators

Run the numbers yourself

Four calculators, no sign-up, nothing stored. Estimates only — then let us check them against your actual position.

💰 Take-home pay 🧾 GST & BAS 🏢 Company tax 🏛️ Super headroom
Calculator 1 of 4

Take-home pay

Income tax, Medicare levy and what actually lands in your account, using resident individual rates for the year you select.

Estimate only. Resident rates. Ignores tax offsets, the Medicare levy surcharge, HELP/HECS repayments beyond the optional field, foreign residency and anything else specific to you. Verify current rates at ato.gov.au.
Take home / year
$74,080
Per month
$6,173
Total tax
$20,920

Income tax $19,020 · Medicare levy $1,900 · Study loan repayment $0 · Marginal rate 30% · Effective rate 22.0%

Net BAS position
$8,000
GST on sales
$12,000
GST credits
$4,000

You would owe this amount on the BAS. Set money aside as it comes in rather than finding it at lodgement.

Calculator 2 of 4

GST & BAS

What your next BAS is likely to look like. GST on sales, less credits on purchases, plus the PAYG amounts that sit on the same form.

GST is one eleventh of a GST-inclusive amount. The most common error we see is treating the whole sale as income and getting a shock a quarter later.

Estimate only. Assumes you account on a cash or accruals basis consistently, that purchases are creditable, and that the simplified rules do not apply. Input-taxed supplies, capital purchases and adjustments are not modelled.
Calculator 3 of 4

Company tax &
profit after tax

Revenue in, expenses and wages out, and what the company is left with once tax is paid — plus the franking credits attached to what you can distribute.

Estimate only. The 25% base rate applies to base rate entities: aggregated turnover under the threshold and no more than 80% base rate entity passive income. Everything else is 30%. Does not model tax losses, Division 7A, R&D offsets or accrued liabilities.
Profit after tax
$120,900
Taxable profit
$161,200
Company tax
$40,300

Net margin 14.2% · Super guarantee on wages $28,800 · Franking credits available if fully distributed $40,300

Cap headroom left
$13,200
Employer SG
$16,800
Tax saved if you use it
$2,244

Contributions into super are generally taxed at 15% inside the fund, against your marginal rate outside it. The saving shown is that difference on the unused headroom.

Calculator 4 of 4

Super headroom

How much of your concessional cap is still unused once employer contributions are counted, and what it would be worth to use it before 30 June.

Estimate only, and not personal advice. Confirm the current concessional cap and super guarantee rate at ato.gov.au — both are indexed and change. Carry-forward unused cap amounts, Division 293 tax for higher incomes, and the total super balance rules are not modelled here. Talk to us before contributing.
Now check it properly

Estimates are a start.
Your actual position is better.

These calculators use standard assumptions. Yours will differ. Send us the numbers and we will tell you what is really going on.

Book a free consultation Take the Tax Health Check